I am SHOCKED how much Rates have dropped; I am getting tons of calls about refinancing. Below are some quick scenarios that you NEED to check out.
I am SHOCKED how much Rates have dropped; I am getting tons of calls about refinancing. Below are some quick scenarios that you NEED to check out.
NEXT STEPS >>>> Book a call with me or email me back your scenario and we will send over a quote.
Here is what I need to price out your loan:
- Loan amount
- Value
- Credit score
- Primary, investment property, second home
- SFR or 2 to 4 unit
- Type of loan: VA, FHA, conventional, JUMBO, NON-QM or you don’t know.
- Full docs, 12 months bank statements, DSCE
- Do you want to lower your rate? Take cash out?
Scenarios below are for rate/term refinances, NO POINTS, if you paid points rates would be lower. Closing cost include all third-party fee’s, no pre-paid interest or impounds.
Depending on loan, we can close in 7 to 21 days +. Rates subject to change, ARM rates could be lower, lets chat and see if it is worth refinancing. Payments only include
principal and interest.
VA IRRRL: $750K loan amount, LTV 100%, credit 740, SFR
30 Year fixed
- Rate 5.125%
- APR 5.180%
- PI Payment $4,084
- Closing cost $2,500
FHA Streamline: $750K loan amount, LTV 96.5%, credit 740, SFR
30 Year fixed
- Rate 5.125%
- APR 5.836
- PI Payment $,084
- Closing cost $2,500
Conventional: $750K loan amount, 75% LTV, credit 760, SFR
30 Year fixed
- Rate 6.375%
- APR 6.45%
- PI Payment $7,798
- Closing Cost $4,500
Jumbo: $1.25MM loan amount, 75% LTV, credit 760, SFR
30 Year fixed
- Rate 6.375%
- APR 6.45%
- PI Payment $7,798
- Closing Cost $4,500
Jumbo: $1.25MM loan amount, 75% LTV, credit 760, SFR
5/6 ARM
- Rate 6.0%
- APR 6.45%
- PI Payment $7,494
- Closing Cost $4,500
DSCR 1.20% for 2 to 4 unit, loan amount $1MM, 70% LTV, credit 740
30 Year fixed
- Rate 7.25%
- APR 7.390
- PI Payment $6,822
- Closing Cost $4,500
NON-QM 12 month bank statement loan, $1MM loan amount, 70% LTV, credit 740
30 year fixed
- Rate 6.875%
- APR 6.989
- PI Payment $6,569
- Closing Cost $4,500
Location
2020 Lomita Blvd,
Torrance, CA 90101
United States
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