Happy New Year everyone and as we enter a new exciting year in real estate, I wanted to give a general review of some products that are helping clients win. On top of everything below we have you covered on the standard VA, FHA, conventional, jumbo, HELOC. We can close deals in 7 to 10 days if needed. We can do same-day pre-approvals. We are wholesale with 50 + lenders so we do the shopping for you and have many products to help with any scenario. We love self-employed and real estate investors. 

If you have a scenario or questions below, schedule a call with me or just reach out.

Sellers/buyers BIG issue in today’s market. Need to sell your house to buy your next primary?  Need the $$ out and cannot do a HELOC due to DTI or qualification issues?

We have bridge loan options for you that can HELP – call for details. 

JUMBO:

  • Best rates, jumbo ARM pricing, 5/6 ARM, starting at 5.375%/APR, with banking relationship.
  • 90% LTV, with MI to $1,650,000 Loan amount
  • 15% LTV, with MI to $2,150,00 Loan amount
  • Cash out on Primary $1,000,000 +

Self-employed: 

  • No income – P&L only
  • 12 months bank statement
  • 1-year tax return
  • Real estate investors, self-employed, and others with complicated tax returns

House Hack:

  • 5% down – 2 to 4 units
  • 3.5% FHA 2 units

Investment properties:

  • No tax returns, no income
  • Interest only
  • Cash-out
  • 10 + financed properties
  • Fix and flip loans 10 to 15% down, up to 100% rehab
  • Bridge 
  • Private $$

Let us know how we can help and best wishes for 2024!

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